Articles & Resources

The Retractable (Debt) Ceiling

The clock is ticking on US debt ceiling negotiations. Treasury Secretary Yellen informed Congress that cash balances are estimated to run out by early June, the socalled X-datei. With the...

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Fed Decision – Aiming for Stability

 The road so far  Over the last two weeks, the FDIC assumed control of Silicon Valley Bank and Signature Bank. Both banks had experienced losses in their fixed-income portfolios and...

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Banking Crisis Averted, But Risks Remain

 Why did this happen?  In its simplest form, banks gather deposits from clients (individuals and corporations), and they pay those clients a short-term interest rate. They then invest some of...

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Dooming Debt or Déjà Vu?

 What is The Debt Ceiling?  On January 19, the US government reached its legal $31.4 trillion (T) debt limit1. The debt ceiling is about paying the bill on purchases already...

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Three Takeaways from 2022 

Last year was an exceptional year, and not in a good way. There was no shortage of worries during the year from COVID-19, the Ukraine war, and the most central...

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Beautiful Change

Change is not something one chooses on a regular basis. In fact, most people avoid change at all costs. But change is something that inevitably is a part of life....

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